Salary Person Unsured OD Limit
A tailor-made Overdraft (OD) facility for salaried individuals that gives you access to extra funds whenever you need them – without pledging any collateral.
✅ Key Features:
- Unsecured Facility – No security or guarantor required
- Pre-Approved Limit – Based on your monthly salary & profile
- Flexible Usage – Withdraw only what you need, pay interest only on used amount
- Revolving Credit – Reuse the limit after repayment
- Affordable Interest Rates – Competitive and attractive rates
- Quick Processing – Fast approval with minimal documentation
📊 How It Works:
- We evaluate your monthly salary and income stability
- A credit limit is set (e.g., ₹50,000 – ₹5,00,000)
- You can withdraw any amount within the limit, anytime
- Interest is charged only on the utilized amount
🧾 Documents Required:
- Aadhaar Card & PAN Card
- Latest Salary Slips (last 3 months)
- Bank Statements (salary account - last 6 months)
- Employment Certificate or ID Card
- Passport-sized Photograph
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